When is the first premium due after election?

• A. Within 30 days after the election
• B. Within 60 days after the election
• C. Within 45 days after the election
• D. At the next plan renewal date

Answer: (C)

The main idea is the deadline for the initial COBRA premium after someone elects continuation coverage. The first premium must be paid within 45 days after the election. This 45-day window gives you time to arrange payment while keeping the coverage active. The clock starts on the election date, not at a renewal date. If you pay within those 45 days, the coverage is typically effective from the election date (or from when the coverage would have begun). If you miss that window, coverage can lapse until payment is made, depending on the plan’s rules. The other timeframes or tying payment to the next renewal don’t fit how the initial premium is handled under COBRA.