What must be included in the Election Notice?

• A. The plan must include only the premium amount and due dates.
• B. The Election Notice must include the right to elect COBRA, the duration of continuation, the premium amount and due dates, covered benefits, and instructions on how to elect.
• C. The Election Notice should only include the URL to the enrollment portal.
• D. The Election Notice is optional and not required.

Answer: (B)

Election notices are meant to inform qualified beneficiaries about their COBRA continuation rights and how to act on them. The best answer includes all the essential details: the right to elect COBRA, how long the continuation can last, the premium amount and when those payments are due, what benefits are covered, and clear instructions on how to elect. This combination ensures the person understands their option, the cost, the duration, what’s included in the coverage, and the exact steps to enroll. Other options fall short because they omit key elements or treat the notice as optional, which COBRA regulations do not allow.