What is typical content of a COBRA notice?

• A. Rights to elect, duration of continuation, premium amounts and due dates, and contact information for the plan administrator.
• B. Employee's medical history and lifestyle.
• C. Company performance metrics.
• D. Benefit options for dental coverage only.

Answer: (A)

The key idea here is what information a COBRA notice must provide to someone eligible for continuation coverage. A proper COBRA notice should clearly lay out the person’s right to elect continuation of coverage, how long that continuation can last (the duration), the premium amounts and when those payments are due, and how to contact the plan administrator for questions or enrollment help. These elements give the beneficiary the ability to decide, plan, and act on a continuation option, plus know where to go for assistance.

Personal medical history or lifestyle details aren’t relevant to this notice, so they don’t belong in it. Company performance metrics aren’t related to an individual's continuation rights, and narrowing coverage to dental only would omit the broader continuation of the group health plan, which COBRA covers.