What is the COBRA premium grace period?

• A. 60 days.
• B. 30 days.
• C. 15 days.
• D. 10 days.

Answer: (B)

The premium grace period under COBRA is the time you have to pay a premium after it’s due without losing coverage. The law requires at least a 30-day grace period, so if a premium is due on a given date, you have 30 days to pay and keep the coverage active. If payment isn’t received within that 30-day window, the plan may terminate the coverage for nonpayment. That’s why 30 days is the correct answer—the minimum grace period COBRA requires. The other options are either longer than the required minimum or shorter than the minimum and don’t reflect the standard rule.