Under the disability extension, how long may COBRA coverage be extended if SSA determines disability?

Prepare for the Consolidated Omnibus Budget Reconciliation Act (COBRA) Test. Utilize flashcards and multiple choice questions, each with hints and explanations. Ace your test with confidence!

Multiple Choice

Under the disability extension, how long may COBRA coverage be extended if SSA determines disability?

Explanation:
The key idea is that COBRA’s disability extension lengthens the usual 18 months of coverage. If the Social Security Administration determines that the individual is disabled, the coverage can be extended by 11 more months, bringing the maximum to 29 months. This extension is specifically to help people who become disabled maintain health coverage while they transition, and it kicks in only after a disability determination is made and the extension is properly documented with the plan administrator.

The key idea is that COBRA’s disability extension lengthens the usual 18 months of coverage. If the Social Security Administration determines that the individual is disabled, the coverage can be extended by 11 more months, bringing the maximum to 29 months. This extension is specifically to help people who become disabled maintain health coverage while they transition, and it kicks in only after a disability determination is made and the extension is properly documented with the plan administrator.

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