The plan administrator must provide an election notice after a qualifying event providing what information and in what time period?

• A. Informing them of their rights to choose COBRA continuation coverage within 14 days
• B. Notify them of plan premium changes within 30 days
• C. Confirm their COBRA eligibility for 12 months
• D. Provide a copy of the employee’s medical records within 14 days

Answer: (A)

The fundamental idea here is that after a qualifying event, the plan administrator must give the affected person a timely election notice that explains the right to elect COBRA continuation coverage. The key detail tested is the specific time frame for that notice: it must be provided within 14 days after the qualifying event. This notice should tell the person that they have the option to elect COBRA continuation coverage, describe what coverage is available, outline how to elect (including any required steps and deadlines), and include information about costs, the duration of coverage, and when the coverage would start.

The other options don’t fit because they refer to different, unrelated notices or obligations. Informing about premium changes is a separate type of notice and not the COBRA election notice. Confirming COBRA eligibility for a fixed period isn’t how COBRA works—the process is about election rights, not a verification of eligibility for a set duration. Providing medical records is not part of the COBRA election process.