The continued coverage lasts for what time span?

• A. 6 to 12 months.
• B. 18 to 36 months.
• C. 12 to 24 months.
• D. 24 to 48 months.

Answer: (B)

COBRA continuation coverage is meant to bridge the gap after a qualifying event. The standard period is eighteen months. But it can be extended—up to a total of thirty-six months—in certain situations (for example, a second qualifying event such as a spouse’s death or divorce, or a dependent losing eligibility). So the possible duration for continued coverage is from eighteen to thirty-six months. There are additional, more specific extensions (like a disability extension to twenty-nine months) in some cases, but the overall maximum remains thirty-six months.