Is there a universal form for COBRA elections?

• A. Yes
• B. No; COBRA notices are required, but there isn't a single universal form—plans use their approved notices and procedures.
• C. Only some employers use a universal form
• D. Most employers use the same form

Answer: (B)

COBRA requires plan administrators to provide certain notices about eligibility and the right to elect continuation coverage, but there isn’t one single nationwide form that all plans must use. Government guidance offers model language to help drafts, but plans may tailor their own notices and procedures as long as they meet the required content and timing. So there isn’t a universal form; plans use their approved notices and procedures. The other options imply a uniform form exists, which isn’t how COBRA works in practice.