Is a death or divorce of the employee a qualifying event if dependents are covered under the plan?

Prepare for the Consolidated Omnibus Budget Reconciliation Act (COBRA) Test. Utilize flashcards and multiple choice questions, each with hints and explanations. Ace your test with confidence!

Multiple Choice

Is a death or divorce of the employee a qualifying event if dependents are covered under the plan?

Explanation:
Qualifying events are events that cause loss of coverage for someone who has coverage under the plan, triggering the right to elect COBRA continuation. When the employee dies or goes through a divorce, dependents who were covered typically lose that coverage, so these events are qualifying events for COBRA. Because the dependents are covered under the plan, their loss of coverage due to the employee’s death or divorce makes them eligible to elect COBRA continuation to maintain coverage for a limited period.

Qualifying events are events that cause loss of coverage for someone who has coverage under the plan, triggering the right to elect COBRA continuation. When the employee dies or goes through a divorce, dependents who were covered typically lose that coverage, so these events are qualifying events for COBRA. Because the dependents are covered under the plan, their loss of coverage due to the employee’s death or divorce makes them eligible to elect COBRA continuation to maintain coverage for a limited period.

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