If a dependent ages out, how is the COBRA continuation period determined?

• A. It ends immediately with no continuation.
• B. It becomes a standard 12-month period.
• C. The dependent may elect COBRA, and the continuation period follows the 18/36-month framework.
• D. It always extends to 60 months.

Answer: (C)

When a dependent ages out, that event counts as a qualifying event that lets the person elect COBRA to continue coverage. The continuation period isn’t fixed to a single length; it follows the standard 18-month framework, with the possibility of extending to 36 months if a second qualifying event occurs during the initial period or if disability rules apply. So the correct idea is that the dependent may elect COBRA, and the continuation period follows the 18/36-month framework. Options suggesting immediate termination, a fixed 12-month period, or a 60-month maximum don’t align with COBRA rules.