Does remarriage terminate COBRA rights?

• A. No
• B. Yes
• C. Depends on plan
• D. Cannot be determined

Answer: (A)

Remarriage does not terminate COBRA rights because COBRA continuation is triggered by events that cause a loss of coverage, not by the employee’s later marital status. If a spouse or dependent loses coverage due to a qualifying event (such as the employee’s termination, reduction in hours, death, or a divorce), they may elect to continue that coverage under COBRA for the plan’s allowed period. The employee’s remarriage does not by itself remove those rights. Rights end only when the plan ends, the maximum continuation period runs out, the individual becomes eligible for other group coverage, or other specified end conditions occur. So remarriage does not wipe out COBRA continuation rights.