Current employees can't have their group health coverage terminated solely because they become entitled to Medicare.

• A. True
• B. False
• C. Only if the plan terminates
• D. Only if the employer goes bankrupt

Answer: (A)

Coordinating benefits with Medicare means that simply becoming eligible for Medicare doesn’t automatically end an active employee’s employer group coverage. For current employees, the employer plan typically continues to provide coverage, with Medicare either paying as the primary or secondary payer depending on the plan’s rules. The important point is that Medicare entitlement isn’t used as a sole reason to terminate the employee’s group health coverage. Only when a separate event triggers a loss of eligibility (such as terminating employment or exhausting COBRA rights) would coverage be affected for other reasons. So the statement is true: current employees aren’t terminated from their group health coverage solely because they become entitled to Medicare.