COBRA notices may be delivered by which means according to plan procedures?

• A. Mail only
• B. In person only
• C. Mail or electronic per plan procedures
• D. Public posting

Answer: (C)

The key idea is that COBRA notices must be delivered in a way that the plan documents authorize. Plans can use traditional mail or electronic delivery, as long as the plan procedures permit it and the beneficiary has access to and has consented to electronic delivery where required. This flexibility lets a plan send notices by mail or through electronic means (like email or an online portal) if the plan's procedures specify those methods and comply with applicable rules. Public posting or requiring in-person delivery isn’t the standard approach unless the plan specifically allows those methods and still meets notice requirements. So, notices may be sent by mail or electronically per plan procedures.