After a qualifying event, a plan administrator must provide a/an __ to qualified beneficiaries, informing them of their right to choose COBRA coverage?

• A. election notice
• B. enrollment form
• C. premium schedule
• D. plan summary

Answer: (A)

When a qualifying event occurs, the plan administrator must send an election notice to qualified beneficiaries. This notice is the formal communication that informs individuals of their right to elect COBRA continuation coverage and explains how the process works, including how to elect, the costs involved, and the duration of coverage. It effectively starts the COBRA election period and sets out the essential details beneficiaries need to know to make an informed decision.

Enrollment forms, premium schedules, and plan summaries serve other purposes. An enrollment form is used after someone elects COBRA to enroll in coverage. A premium schedule shows costs but does not convey the right to elect COBRA. A plan summary describes general benefits and features of the plan, not specifically the COBRA election rights.